I just got a bill for $92K
By 965koit on September 24, 2019
Being a working parent is already pretty tough.
I have to make sure I’m doing a great job at work, then I need to rush home and give Lilly my all. There is almost no relax or me time. It’s stressful, exhausting, and amazing.
Lilly makes it all worth it.
I love seeing her learn new things, I love how she snuggles next to me when I read her a book, and I love seeing her big, beautiful smile.
But the one part of parenting that I don’t love is the cost.
Babies are expensive! I know people say that all the time, but you don’t really understand until you have a baby. They need formula, food, snacks, diapers, cream, special laundry and bath soap, and clothes.
They also need to be delivered.
I’ve been very open about my pregnancy struggles. I started going into labor at 24 weeks, but the doctors and nurses at my hospital were able to stop the contractions. Since I had a rip in my placenta and was leaking amniotic fluid, I was hospitalized. We thought Lilly would be born within a few days, but she hung in there.
She hung in there for almost 2 months.
She was born early, but extremely healthy. We were so lucky and blessed with her. To us, she was worth a million bucks.
Apparently, she was also worth that to the hospital.
My bill for my stay in the hospital, her birth and her stay in the NICU totaled $255,000.00. Lilly is officially the quarter-million-dollar baby.
But I was covered, right? I had insurance and it was medically necessary for me to be there, so I’m good.
Or so I thought.
Last night, I opened my mail and found a bill from the hospital that said my insurance did cover part of my expenses, but I was responsible for $92,000.00.
Did I a) burst into tears b) shake uncontrollably c) hyperventilate or d) all the above?
Did you guess (d)? Because if so, you’re right.
To say I was freaking out is an understatement. The worst part was I had to wait until the next morning to call my insurance to see what the problem was. All night I sat with this stewing in my belly. I kept thinking about how I was just going to have to return Lilly to the hospital.
That’s a thing, right?
The next morning I called and was RELIEVED when my insurance rep said that they had just processed my claim and not to worry. I still owe a thousand bucks, but that I can handle!
Still, I can’t wait to use this on Lilly one day. When she throws a tantrum about not getting a specific toy I’m going to remind that she is the quarter-million-dollar baby and she should be nicer to her mama.
Please keep me employed! Listen to me on Nick and Kristen in the Morning show M-F from 5:30-10 am. Click here to listen.
https://koit.com/kristens-baby-book-club-2/
